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Bank supervision for non-supervisors



Banking Fundamentals
  • Why do we need banks?
  • Different banking models

Bank Financials
  • Composition of a bank's balance sheet
  • Composition of a bank's income statement

Key Performance Indicators
  • Profitability
  • Capital Ratios
  • Asset Quality
  • Return measures

Banking Risks
  • Credit Risk
  • Liquidity Risk
  • Market Risk
  • Operational Risk
  • Capital Adequacy Risk

Introduction to the Bank Simulation
  • Bank Simulation: Participants work in teams on a bank board simulation. The teams compete for deposits and loans and aim to comply with minimum liquidity and capital requirements and be profitable at the same time.
  • Review of the results of the Bank Simulation

Interest rate risk and the impact of low interest rates in the market
Capital requirements Basel III
Liquidity requirements Basel III
The Single Supervisory Mechanism
  • The European Banking Union: Single rule book, SSM, SRM and DGS
  • Changing balance between ECB and NCAs
  • SSM mandate and framework
  • Distribution of responsibilities
  • Classification criteria: significant vis-à-vis less significant institutions
  • Joint supervisory teams
  • Supervisory priorities
  • Supervisory review and evaluation process (SREP)
  • On-site inspections
  • Supervisory tools and powers
  • Supervisory decisions

Learning Target

After the course the participants will be able to describe the characteristics of the business model of a commercial bank, explain the main risks in banking and define the key performance indicators in banking. They understand the fundamentals of the Basel III capital and liquidity ratios, highlight the importance of banking supervision and explain the fundamentals of the European Banking Union. The participants can describe the role, functioning and objectives of the Single Supervisory Mechanism (SSM), understand the main tasks of joint supervisory teams and can describe the supervisory review and evaluation process (SREP).

Target Audience

The seminar addresses members of language services, statistics, IT, lawyer linguists, press officers, HR, finance, economists, junior supervisors, librarians and management assistants of the ECB and other national competent authorities in the Euro area.


Interactive seminar, discussions, moderation, group work


2 Days

Customised Programmes

Everything we offer in our range of open seminars can be packaged and delivered as tailormade in-house training programmes for companies and organisations. We will be happy to advise you and create an individual offer on request.

Price advantage of 10% from the 2nd participant per company and seminar date.